You have been called to this office because you have exceeded your allowance of luck and good fortune, which has put you in arrears. But fear not, all is not lost. You are entitled to enroll in our Overdraft Program, an initiative designed to address precisely such situations. You may have heard of the program; it’s been discussed in the media and, naturally, the subject of much online speculation.

Before we proceed, I’d like to clarify the misinformation surrounding The Overdraft Agency. Many see us as an organization that preys on misfortune. That, however, is far from the truth. In fact, once, I sat where you are now—frightened, confused, and unsure of how my life had spiraled to this point. I, too, had reached the end of my rope, teetering on the edge of an abyss.

Unlike you, I refused to accept my situation. I became belligerent, lashing out at the agent who laid before me the cards of my life and misfortune. I accused him of manipulation, deception, of trying to profit from my bad luck. But the agent was patient, as they all are, and skillfully dispelled the untruths I had clung to while extolling the benefits of membership in The Agency.

Now, I stand before you as proof that acceptance is the first step to transformation.

Once your membership application is approved, your good fortune is guaranteed. You will be protected from the forces that mentally enslave humanity—the endless doubts, the second-guessing, the paralysis of indecision. If fame or power is your goal, The Agency can arrange that for you. All of it will be within your grasp.

However, there are a few key points I must emphasize. First and foremost, The Agency does not provide salaries, stipends, or any other form of ongoing monetary support. Instead, upon initiation, you will be offered the Seed of Good Fortune. This is the only currency The Agency provides. With this seed, you can embark on any venture, and success is virtually guaranteed.

But there’s more—along with the seed, you will be blessed with the Plot Germ. The Plot Germ is an idea, a spark of inspiration that will form the foundation of your future success. It is not something that can be taught or earned. It is a gift, a whisper of divine insight that will unlock wisdom, power, and influence in ways you cannot yet imagine. This is what truly separates members of The Agency from the rest of humanity.

Now, let me address another misconception: there is no registration fee. No hidden costs or fine print. Donations are accepted and appreciated, but never mandatory. Let your conscience be your guide. You are free to give—or not give—as you see fit.

Becoming a member is a personal decision. The Agency does not coerce or plead. The door is open, but it’s up to you to walk through it. I joined because I wanted to, not because anyone forced me. And now, as one of the world’s leading businesswomen, I stand as a testament to the life-changing benefits The Agency offers.

But before you decide, let me tell you the part that no one ever mentions—the part that, once revealed, tends to separate the committed from the cautious.

Once you accept The Seed of Good Fortune, you are bound to The Agency for life. Not in the way you might think; there are no contracts to sign, no legal bindings. The bond is metaphysical, woven into the very fabric of your existence. The Seed will grow within you, taking root in your ambitions, feeding off your desires. And as your fortunes rise, you will feel its presence more and more—guiding you, steering you.

But be warned: The Agency’s generosity is not limitless. The Seed must be nourished. Every time you reap the benefits of its power, you must give back—whether through your wealth, your influence, or something more precious. What you give need not always be tangible, but it must be heartfelt.

I have given much, and I do not regret it. Yet I would be lying if I said the price wasn’t steep. There are moments—rare, fleeting moments—when I feel a tug in my soul, a longing for the life I left behind. But then I look at what I’ve built, and the whispers quiet once more.

So, the question remains: Will you accept our offer?

Take your time. But know this—The Seed waits for no one. If you walk out of this office today without it, it will find someone else. And once it does, there will be no second chances.